TrustLedger

Principal vs income, reconciled to the penny. For the family member who just became trustee.

Private by design: no account, no server, nothing uploaded. Your trust's finances stay in this browser. Works offline once loaded.

TrustLedger applies the default Uniform Principal and Income Act (UPIA) allocation rules used in most U.S. states, and every default can be overridden. This is a bookkeeping and reconciliation tool, not legal advice. Always follow your specific trust document and confirm with an attorney or CPA before filing an accounting with a court or relying on it for a beneficiary dispute.

Cash-flow warnings

Beneficiary distributions (cumulative through this period)

Why this exists

Ask anyone who has just been named successor trustee of a family trust how they are tracking the money, and the honest answer is a downloaded Excel template or a QuickBooks file that was never built for fiduciary accounting. The dedicated software that exists, TrustBooks, Estateably, and similar platforms, is priced and built for law firms running dozens of files at once: $49 to $249 a month, or $99 to $198 per file.

A family member handling one trust for one to three years does not need practice-management software. They need the principal-versus-income math done correctly, a running reconciliation that catches a typo before a sibling does, and a clean Schedule A-G document at the end. That is the whole tool.

It is built for confidentiality. There is no cloud, no login, and no telemetry, so account numbers and family financial details never leave your machine.